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    2022年新農保繳費與待遇標準

    減小字體 增大字體 2022-01-12 12:04:38  丟丟網


    新農保是針對農村地區居民實行的一項養老保險制度,消費者可自主選擇繳費檔次進行繳費,繳費滿15年且正式退休后,即可領取養老金。今年,新農保繳費標準和待遇標準是什么?下文將為您介紹。

    本年度新農保繳費標準

    一、參保條件

    年滿16周歲(不含在校學生)、未參加城鎮職工基本養老保險的農村居民,可以在戶籍地自愿參加新農保。

    二、繳費標準

    新農保繳費標準目前分為五檔:每年100元、200元、300元、400元、500元,各地區可以根據實際情況增設繳費檔次。參保人可自主選擇檔次繳費,多繳多得。

    本年度新農保待遇標準

    一、新農保待遇領取條件

    1.新農保制度實施時,已年滿60周歲、未享受城鎮職工基本養老保險待遇的,不用繳費,可以按月領取基礎養老金,但其符合參保條件的子女應當參保繳費;

    2.距領取年齡不足15年的,應按年繳費,也允許補繳,累計繳費不超過15年;

    3.距領取年齡超過15年的,應按年繳費,累計繳費不少于15年。

    二、新農保待遇領取標準

    消費者可按照下述公式計算新農保待遇標準:(一生交的錢+利息+政府補貼)÷139+55=退休后的月領待遇標準。其中:政府補貼各省可能不一樣。55元是國家撥付的。

    假設王先生共繳納6000元新農合,利息約為1000元。那么王先生退休后,每月可領取(6000+300+ 1000)/139+55=107.52元/月,每年可領取1290.24元。

    新農保繳費與待遇概算表

    新農保及城居保繳費及待遇計算表
    年齡繳費年限個人繳費檔次(元/年)10020030040050060070080090010001200城居保1600城居保
    政府補貼30元/年
    年利息2.50%
    60及以上0
        領
        取
        養
        老
        金
    555555555555555555555555
    59155.9656.757.4358.1758.9159.6560.3861.1261.8662.664.0767.02
    58256.9458.4359.9361.4262.9164.4165.967.3968.8970.3873.3779.43
    57357.9560.2262.4864.7567.0269.2971.5673.8276.0978.3682.991.97
    56458.9862.0465.168.1771.2374.2977.3580.4283.4886.5492.66104.91
    55560.0463.9167.7971.6775.5479.4283.387.1791.0594.29102.68118.18
    54661.1265.8370.5475.2579.9784.6889.3994.198.81103.52112.94131.78
    53762.2467.873.3778.9384.590.0695.63101.19106.76112.33123.46145.72
    52863.3769.8276.2682.789.1495.59102.03108.47114.91121.35134.24160.01
    51964.5471.8879.2286.5693.9101.25108.59115.93123.27130.61145.29174.65
    501065.747482.2690.5298.79107.05115.31123.57131.83140.09156.62189.66
    491166.9776.1785.3894.58103.79112.99122.2131.41140.61149.82168.23205.05
    481268.2278.488.5798.74108.92119.09129.26139.44149.61159.78180.13220.82
    471369.5180.6891.84103.01114.17125.34136.5147.67158.83170192.33236.98
    461470.8483.0295.2107.38119.56131.74143.92156.1168.29180.47204.83253.55
    451572.1985.4198.64111.86125.08138.31151.53164.75177.98191.2217.65270.54
    441673.5887.87102.16116.45130.74145.03159.33173.62187.91202.2230.78287.95
    43177590.39105.77121.16136.55151.93167.32182.7198.09213.47244.25305.79
    421876.4692.97109.48125.98142.49159175.51192.02208.52225.03258.05324.08
    411977.9695.61113.27130.93148.59166.25183.9201.56219.22236.88272.19342.83
    402079.4998.32117.16136154.84173.67192.51211.35230.18249.02286.69362.04
    392181.06101.1121.15141.19161.24181.28201.33221.38241.42261.47301.56381.74
    382282.67103.95125.24146.52167.8189.09210.37231.66252.94274.22316.79401.93
    372384.32106.87129.43151.98174.53197.09219.64242.19264.75287.3332.41422.62
    362486.01109.87133.72157.57181.43205.28229.14225.99276.85300.7348.41443.83
    352587.74112.93138.12163.31188.5213.69238.87264.06289.25314.44364.82465.57
    342689.52116.08142.63169.19195.74222.3248.85.275.41301.97328.52381.03487.85
    332791.34119.3147.26175.21203.17231.13259.08287.04315342.95398.87510.69
    322893.21122.6152181.39210.78240.18269.57298.96328.36357.75416.53534.11
    312995.12125.99156.86187.72218.59249.45280.32311.18342.05372.91434.64558.1
    303097.09129.46161.84194.21226.58258.96291.33323.71356.08388.46453.2582.7
    293199.1133.02166.94200.86234.78268.7302.62336.54370.47404.39472.23607.91
    2832101.16136.66172.17207.68243.18278.69314.2349.7385.21420.72491.73633.76
    2733103.27140.4177.53214.67251.8288.93326.06363.19400.32437.46511.72660.24
    2634105.44144.23183.03221.83260.63299.42338.22377.02415.81454.61532.21687.4
    2535107.66148.16188.07229.17269.67310.18350.08319.19413.69472.2553.21715.23
    2436109.93152.19194.44236.69278.95321.2363.46405.71447.97490.22574.73743.75
    2337112.26156.31200.36244.41288.46332.51376.55420.6464.65508.7596.8772.99
    2238114.65160.54206.43252.31298.2344.09389.98435.86481.75527.64619.41802.69
    2139117.1164.87212.65260.42308.19355.96403.73451.5499.28547.05642.59833.68
    2040119.61169.32219.02268.72318.43368.13417.83467.54517.24566.94666.35865.16
    1941122.19173.87225.55277.24328.92380.6432.29483.97535.65587.34690.7897.44
    1842124.83178.54232.25285.97339.68393.39447.1500.82554.53608.24715.67930.52
    1743127.53183.32239.12294.91350.7406.5462.29518.08573.88629.67741.25964.43
    1644130.3188.23240.15304.08362419.93477.85535.78593.71651.63767.48999.18
    備注:上述計算結果年利率2.5%,無集體補助、其他資助等


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